Assessing the Assessing the Efficiency of Takaful and Insurance Companies in Emerging Markets

This research was conducted to compare and contrast the effectiveness of Takaful Conventional insurance providers in developing markets like Pakistan. achieved by collecting analyzing information from databases four traditional covering 2012-2018. The technical, cost allocative efficiencies were determined using data envelopment analysis. Total assets employee count inputs, while investment income, net premium revenue, other income measured as outcomes. Labour asset costs included determining profitability. As 2012, Pakistan's sector considered extremely technically efficient. companies more efficient than throughout review period, with an average technical efficiency score 0.890 compared 0.730 for companies. Pak-Qatar General found be most (0.855), Family (0.703) cost-efficient (0.597) among all firms On is 0.810, 0.490 0.407. Tobit regression estimates that size firm number employees significantly affects scores Based on above discussion researcher concludes conventional require improve their efficiencies.